. Det er fanme alverdens ting man kan få lavet nu om dage. 
Nyheder
Se indlæg
 Obligatorisk forsikring for expat snart ?
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| Boes |
Lagt på d. 05/05-2013 07:42
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 Ekspert medlem  Antal indlæg: 2688 |
http://pattaya-to...-tourists/ The government is considering forcing foreigners to buy health insurance before traveling to Thailand. Public health minister Pradit Sinthawanarong said that 2.5 million foreigners out of a total of 22 million visitors appeared at Thai hospitals last year, but a significant minority were unable to pay which resulted in a financial burden for local hospitals. He explained that the main problems concerned foreigners hospitalized in emergencies, especially traffic accidents and heart attacks, and the costs associated with taking care of corpses, particularly autopsies and cold storage. The situation is particularly acute in tourist-dominated resorts. The state-run Banglamung Hospital, near Pattaya, estimated that unpaid bills from foreigners amounted to 2 million baht in 2012. The government Vachira Phuket Hospital claims that free treatment for foreigners is costing them 3 million baht a year. Total costs nationwide are in the region of 70 million baht annually. The Association of Thai Travel Agents’ president, Sisivachr Cheewarattanporn, noted that most foreigners visiting the country in a group or through travel agencies generally have insurance, but many stand-alone tourists and expats do not. In particular, older expats on one year visas are finding that the cost of medical insurance is rising dramatically. Some may not be able to obtain medical insurance at all because of pre-existing conditions or gigantic exclusion clauses. A Pattaya insurance agent told Pattaya Today, “Our advice to expats is to obtain cover on arrival, and certainly below the age of 60. The private hospitals won’t show much interest without valid insurance or a sizeable cash deposit by friends or relatives. This throws the burden on the government sector hospitals which also are not in the business of free medical care for aliens.” Foreign embassies these days usually wash their hands of hospital bills. The British embassy, for example, will contact friends and relatives but will not pay for any medical treatment under any circumstances. This even applies to cremation costs, which again throws the problem to the local authorities or to voluntary organizations such as the Sawangboriboon Foundation. The problem is what to do about this state of affairs. In the short term, Thai authorities will resort to exhorting overseas visitors to buy travel or health insurance. But a combination of rising numbers of tourists and the ageing profile of the Thai population means that a regulatory framework is in the offing. One idea is to collect hospital fees through embassies, but they are likely to decline any participation fearing with great justification they will be out of pocket. Another proposal is to introduce a “health” tax on airfares or hotel accommodation, but the complexities of implementing such a scheme are truly awesome. As regards older expats on one year visas, the most likely outcome is that applications will need to be accompanied by valid medical insurance or proof of a greater income or cash deposits than is currently required (800,000 baht for a retiree visa and 400,000 for a farang with a Thai spouse). A spokesperson for the Immigration Bureau said there were no imminent financial changes to the one-year visa rules, but the matter is under review. In the 1990s, he explained, there was a requirement to provide a certificate of good health before a long-stay visa was granted. “The rule was dropped because the letters were often issued after a very cursory medical examination or no examination at all.” "The difference between stupidity and genius is that genius has its limits."
Albert Einstein |
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| hugoboerge |
Lagt på d. 05/05-2013 13:58
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 Ekspert medlem Antal indlæg: 5534 |
Det bliver nok lidt svaert at haandtere. Kan kun medfoere at antallet af turister falder og en exodus af fastboende pensionister som ikke har raad til at betale den hoeje forsikringspraemie. Endnu engang skyder Thailand sig selv i foden hvis det indfoeres. |
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| Boes |
Lagt på d. 05/05-2013 15:27
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Ekspert medlem Antal indlæg: 2688 |
Jeg synes det er et helt rimeligt krav og helt på linje med hvad Schengen kraver når Thaier søger visum. Jeg har set mange exempler på faranger uden forsikring, som må bede familien i hjemlandet om hjalp for at få adekvat lagehjalp og hjemrejse, hvis de ikke vil hensygne på et eller andet low class stats drevet hospital her i Thailand ( den sidste var 81 arige Aage på et flerårigt overstay, blodprop i hjernen, blev puttet i jorden på en eller anden muslimsk begravelsesplads her i Krabi) Navnet er konstrueret "The difference between stupidity and genius is that genius has its limits."
Albert Einstein |
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